Perfecting Data. Powering Decisions.

Tailored risk evaluation and verification to stop application fraud.

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3,000+

Enterprises Trust Us

99.9%

Platform Uptime

<1%

False Positives

SOC 2 Type 2

Certified Security

Unified Origination & Fraud Platform

Tailored Risk Analytics

At Every Stage

Risk reports and analytics across the entire application lifecycle, managed through a single verification platform with <1% false positives.

Reduced Loan Costs~30% savings

Increased Production90%+ STP

Seamless IntegrationAPI-first

Point of Sale

ID Verification

Rapidly validates identity across billions of public records, distinguishing high-risk discrepancies from input miskeys.

Loan Participant Exclusionary Checks

Screen all participants against debarment, exclusion, and industry watchlists.

Lien / Judgement Data

National court search for bankruptcies, liens, and judgments often invisible in credit bureau data.

Employer Validation

Confirms employer existence, registered owner of phone number, and drive-time analytics.

SEAMLESS

INTEGRATION

Trusted by 3,000+ institutions · 99.9% uptime · SOC 2 Type 2 Certified

🚨 Critical Protection: Wire Transfer Fraud is Surging

Fannie Mae and the FBI recently reported over 14,000 instances of wire fraud. Relying on manual verification leaves your funds exposed. PitchPoint provides real-time verification of Settlement Agents and Bank Accounts directly within your wiring instructions.

Instant Bank Validation

Verify account ownership, routing numbers, and status in real-time against a secure network of thousands of banks.

Agent Vetting

Check settlement agent license history and industry sanctions instantly.

Bulletproof Audit Trail

Generate a consolidated report for loan file documentation, satisfying GSE, OCC, CFPB, and secondary market requirements.

Wire Transfer Risk Protection

•Real Time verification of Settlement Agent and Bank Account within wiring instructions.
•Industry standard watchlist verifications
•History of Settlement Agent License and Sanctions
•Consolidated report for loan file documentation
•Audit trail for GSE, OCC, CFPB, Secondary market Lenders
•Bankruptcy Liens & Judgement search

Features

•Loan Level and batch ordering
•90% Automated hit rate
•Settlement Agent monitoring
•LOS integration
•Elimination of time consuming and labor-intensive tasks involved in validating wiring instructions
•Database Management

The PitchPoint Difference

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Seamless LOS Integration: Embedded directly into major Loan Origination Systems (like Encompass® and many others), allowing users to order reports and clear alerts without ever leaving their system of record.
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Flexible Batch Options: Upload CSV or Excel files for "One-Time" audits (ideal for quarterly/annual reviews) or set up "Monitoring Batches" to screen staff and vendors daily against watch lists.
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Enterprise-Grade Security: Built on a secure architecture supporting OAuth2 authentication and maintaining SOC 2 Type 2 certification, ensuring your data is protected by controls proven effective over 13-month audit periods.

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Comprehensive Screening: Access billions of records to validate identities, employment, and background history across Mortgage, Financial Services, and Tenant Screening sectors.
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Cross-Industry Watch Lists: Screens against comprehensive exclusionary lists including OFAC, SAM EPLS, HUD LDP, and FHFA SCP to satisfy diverse regulatory requirements (BSA, AML, USA PATRIOT Act).
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Civil Court & Lien Data: Fills the gap left by credit bureaus by searching over 3,600 jurisdictions for judgments, tax liens, and bankruptcies that don't appear on standard credit reports.

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Intelligent Search Technology: Proprietary algorithms reduce false positives to <1%, saving staff from reviewing irrelevant matches and focusing only on genuine risks.
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Prescribed Actions: Instead of static alerts, the system provides heuristic "Prescribed Actions" that guide users on exactly how to resolve specific findings, reducing interpretation time by minutes per loan.
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Modular Report Design: Fully customizable report chapters and risk scoring models allow you to tailor the output to match your specific internal risk policies rather than accepting a generic "one-size-fits-all" format.

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Policy-Based Access Control (PBAC): Granular permission settings allow you to control exactly who can view data, order reports, or clear alerts, ensuring duties are segregated according to your compliance policy.
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Journaling & Audit Trails: A built-in "Journaling Engine" logs every action, note, and document attached to a file, creating an unalterable audit trail for regulators (CFPB, OCC) and investors.
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Clearing Workflows: Managers can designate specific clearing permissions, ensuring that high-risk alerts are only resolved by authorized senior staff or compliance officers.

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Auto-Triggered Conditions: Automatically generates underwriting conditions inside your LOS based on verification results, eliminating manual data entry errors and transcription time.
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Document Auto-Delivery: Cleared reports and supporting documents are automatically uploaded to the specific loan eFolder, removing the need to manually download and import PDFs.
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30% Cost Reduction: By automating labor-intensive tasks (like wiring instruction validation and watchlist screening) and reducing false positives, lenders often see a 30% reduction in operational costs compared to competitor platforms.

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Phased Ordering: Order only what you need, when you need it—from a standalone "Point of Sale" ID check to a comprehensive "Closing" wire fraud protection report.
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Tailored Packages: Combine specific modules (e.g., Undisclosed Debt Monitoring, FEMA Declarations, or SSN History) into a single "ADV" report, or run them individually to suit the loan stage.
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Lifecycle Management: Supports the entire loan lifecycle with specific tools for Origination, Processing, Underwriting, Closing, and Post-Close QC.